Fast & FlexibleExport Financing for Global Trade
Factoring a Superior alternative to loans for SMEs
40+
Cities
$1 Billion ++
Disbursed
3,000+
MSMEs
Own Balance
Sheet Funding
Vanik Finance Private Limited. (NBFC approved by RBI)
Empowering SMEs to Conquer Global Market.
Long payment terms of 30, 60, or even 90 days in international trade can hold back SMEs by straining cash flow and delaying growth. Credlix’s Export Factoring provides instant funds, letting you focus on scaling your business stress-free.
Improved Cash Flow
No Debt Accumulation
Global Expansion
Enhanced Competitiveness.
Designed for Exporters
- Financing for manufacturers supplying to US, Europe, and other developed markets.
- Pre-shipment, post-shipment, and domestic financing tailored to your needs.
- FCI member since 2021, ensuring credibility and global expertise.
Superior Risk Protection
- Non-Recourse Factoring: Sell on credit terms without worrying about buyer defaults.
- Comprehensive buyer risk coverage for your peace of mind.
Quick, Collateral-Free Access:
- Get up to 95% of invoice value within days—no collateral required.
- Fully digital process for seamless financing from application to disbursement.
A Step Ahead of Banks
- Unlike banks, Credlix offers non-recourse factoring to eliminate buyer payment risks.
- Speed and simplicity designed for exporters—no lengthy paperwork, no hidden costs.
How It Works
Exporter Ships Goods
Register your buyers on Credlix and access their credit information within minutes.
Buyer Receives Goods
Coordinate delivery with your buyer and designate Credlix as your factoring partner.
Credlix Finances
Receive an advance of up to 90% of the invoice value after goods delivery is verified.
Explore Credlix Solutions For Your Enterprise
Export Factoring
Credlix helps exporters unlock working capital tied up in international invoices, converting unpaid receivables into immediate cash flow. Receive up to 90% advance value without waiting for long payment cycles.
- With a fully digital, scalable flow process and national credit risk protection, Credlix enables faster cash flow, reduced payment risk from overseas buyers, and reliable global expansion support for exporters.
Import Factoring
Credlix enables businesses to improve cash flow and supplier trust by converting import invoices into immediate working capital. Instead of waiting for extended payment terms, companies receive funds upfront against supplier bills to support timely payments.
- With a fully digital process, flexible financing options, and competitive rates, Credlix helps businesses manage import cash efficiently, strengthen vendor relationships, and scale global sourcing with confidence.
Frequently Asked Questions
What is Export Financing?
Who can benefit from Export Financing?
What are the eligibility criteria for Export Financing?
What is the interest rate for Export Financing?
Is collateral required for Export Financing?
