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Unlock Global Growth with​
Credlix Import Factoring

Off-Balance-Sheet
Financing
Financing
Improves debt-to-equity ratios
Enhance Investor and Lender Appeal
100% Collateral
FREE
Collateral
Leverage your credit
Not your assets
Lightning-Fast
Disbursals
Lightning
Maintain uninterrupted
production and procurement
Fully Digital
Platform
Fully Digital
Apply, track, and manage
funds anytime, anywhere

Get Upto 95% Working Capital Of Your Invoice Value Within 24 Hours

Empower your imports with immediate, collateral-free funding

Free up working capital, strengthen supplier relationships and scale faster—without adding debt to your balance sheet.

How It Works

  • 1. Apply Online

    1. Apply Online

    Complete our secure digital form in under 5 minutes.​

  • 2. Get Approved 

    2. Get Approved 

    Receive a tailored offer within 24 hours—no hidden conditions.

  • 3. We Pay Your Supplier

    3. We Pay Your Supplier

    Funds disbursed directly to your supplier’s account within 48 hours.​

  • 4. Repay on Your Terms

    4. Repay on Your Terms

    Choose a 30–90 day repayment window aligned to your cash cycle.​

Compare your Options

Parameter

Balance Sheet Treatment

Approval Timeline

Collateral Requirement

Flexibility

Process

Credlix Import Factoring

Off-Balance-Sheet
≤ 48 hours
None
30–90 day tenor
100% digital

Letter of Credit (LOC)

On Balance-Sheet
7-14 Days
Cash margin or collateral
Fixed L/C terms
Manual document handling

Buyer’s Credit

On Balance-Sheet
5-10 Days
Bank guarantee
Tied to LC maturity
Partial digital

Who Benefits?

  • Iso Image

    Textile Manufacturers 

    Secure specialized raw materials on FOB terms—avoid production delays and preserve ₹crores in working capital.,

  • Iso Image

    Electronics Importers

    Bridge 60–90 day lead-time gaps to keep assembly lines running.,

  • Iso Image

    SMEs on Advance Terms

    Fund 100% advance payments without mortgaging assets or depleting cash reserves.,

  • Iso Image

    Large-Scale OEMs 

    Streamline payments to dozens of global vendors—enhance trust and negotiate better pricing.,

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Real Results, Tangible Impact

With Credlix, we unlocked ₹2 crore in working capital in just 48 hours and improved our debt-to-equity by 15%.

Navin Gupta

CPO, TechParts Ltd

<span class="font-medium">30% average</span> increase in import volumes

30% average increase in import volumes

<span class="font-medium">45 days</span> shorter cash-conversion cycle

45 days shorter cash-conversion cycle

<span class="font-medium">₹150 crore</span> funded across 200+ clients

₹150 crore funded across 200+ clients

Frequently Asked Questions (FAQs)

How is Import Factoring different from traditional factoring?

What fees can I expect?

Which industries qualify?

Ready to Power Up? Your Future Awaits!

Unlock enhanced production, ensure compliance, and secure your competitive edge in international markets.