The Credlix Export Finance Advantage
Get up to 90% of the invoice value upon shipment. No more waiting 30-120 days for your export receivables
An integrated solution
Sort your entire working capital journey. Leverage Credlix’s post shipment and purchase order financing benefits on one single platform.
Cover your Buyer’s credit risk
We are more than just credit insurance cover that you take. Say goodbye to a longer waiting period, lengthy claim filing paperwork, and complex approval process.
Access higher credit limit
Access credit up to USD 3 million and use your working capital to grow your business exponentially
Explore Credlix Solutions For Your Enterprise
How Credlix Works for Exporters
- Apply online or call us for your needs
- We do our appraisal and assessment and setup a limit for your approved buyers
- You initiate shipment and invoice your customer. We purchase this invoice
- We obtain digital acceptance from the Buyer
- We finance upto 90% of the invoice to your account
- On the invoice due date, the Buyer directly pays us the full invoice value.
- Credlix then releases the balance payment (net of fees) to you
Credlix works with the best enterprises in the business
Frequently Asked Questions
It usually depends on the Buyer’s profile and geography as we assess their financials and overall business. It ranges from 7% – 11% annually or 0.6% to 0.9% per month. It is charged on the number of days utilization from the date of disbursement to the Exporter till a payment from the Buyer is received by Credlix.
We do not ask for collateral or hard security. Our documentation is easy, fast, and digital. We have a higher credit underwriting appetite as our recourse is on the Buyer and not the Exporter’s balance sheet or resources. In addition to financing, we also offer protection/insurance cover against non-payment by Buyers
Very little. Factoring, in any case, is a prevalent financing mechanism in your Buyer’s countries. For enterprises, it’s business as usual.
We do not need any approvals from the Banker. It is like instead of Buyer, Credlix pays to the Exporter’s bank account.
That’s on Credlix because we take upfront insurance or risk underwriting of Buyers.